ShahLUX — AI finance
Send a picture to a Telegram bot and every line of it is read, priced, categorised and filed — then it is on the website before you have put your phone away. Seventeen languages. One source of truth.
00It isn't a wallet app
Most finance apps ask you to do the work: open them, type the number, pick the category, remember to come back. ShahLUX asks for a photograph. Everything after that — the store, the date, the twenty-three items, the VAT, which of your cards paid — is read, checked and filed without you. What is left is the part only you can do: deciding what it means.
A living command center. ShahLUX reads every transaction, models where your money is heading, and surfaces the moments that matter — forecasts, savings, and anomalies, the instant they happen.
Every account, currency, and asset in a single view — net worth tracked over time, converted live, and mapped like an expedition toward your goals.
Set budgets that adapt, snap a receipt to log it in seconds, and let AI track every recurring bill and debt payoff — so nothing slips through.
Snap a receipt — AI extracts line items and TVA, then flags duplicates by fingerprint.
Every one of these works today, on both the bot and the site, in all seventeen languages.
The headline
Not the total — every line. Twenty-six items, each with its own price and category, plus the shop, the address, the date, the VAT, which card paid and its last four digits. Dates in an impossible year are caught and corrected rather than filed quietly. You see the whole reading before anything is saved, and can fix any part of it.
17 languages
Persian, Arabic and Hebrew right-to-left; Chinese, Korean and Hindi shaped properly. Numbers stay in Latin digits everywhere — mixed numerals in a financial figure are how mistakes get read.
One database
The bot and the site are two windows onto the same rows. A category you invent in Telegram is in every picker on the site a second later. There is no sync button because there is nothing to sync.
The earned break
Choose a window and a share. ShahLUX works out what you brought in minus what you spent, caps it at half of what your accounts really hold, then searches the live web for three-day trips that fit — real fares, real rooms, and the pages it found them on. A bad two months produces no suggestion at all, which is the point.
Getting in
Face ID or a fingerprint, an authenticator app, an email code, a text message. Ten recovery codes for when the phone is gone. Connecting Telegram is a six-digit code that lives sixty seconds.
On paper
A financial report by month and category, and an A4 album of every receipt photograph with what was read off it. Both printed by your own browser, so every language and script comes out right.
It notices things
Subscriptions that quietly reached 248 a month. A category running 40% above its usual. A budget about to be passed on the 19th. Written in your language, grounded only in your own numbers — it is told never to invent a figure, and it does not.
Luxembourg
Deductible spending gathered through the year, sorted into the categories the form asks for, and exported. The shoebox in January becomes one button.
No bank connection
Nothing is screen-scraped and no bank credentials are ever asked for. A photograph, a voice note or a typed line is enough — which is why it works in countries where open banking simply is not offered.
Log an expense on your phone, check it on Telegram, review it on the web — one account keeps everything identical, everywhere, the instant it changes.
Start free for 30 days. Upgrade when you're ready — change or cancel anytime.
Try everything, free
Everyday money mastery
Everything, maxed out
For teams & companies
Prices in EUR, VAT included at checkout · Cancel anytime · Business billing is custom.
Your financial data is encrypted end to end, guarded by modern standards, and never sold. Security isn't a feature here — it's the foundation.
Illustrative voices — composite characters, not real customers
“I photographed a supermarket receipt with twenty-six items on it. It got every single one, including the deposit on the bottles. I have stopped checking.”
“The bot told me my subscriptions had quietly reached 248 a month. I had guessed eighty. That conversation paid for the year.”
“It writes to me in Persian and the numbers stay in Latin digits, which nothing else does properly. Small thing. It is not a small thing.”
“Two months under budget and it offered me three days in Porto for 230, with the actual flight prices and where it found them.”
“Tax season used to be a shoebox. Now it is a PDF I press one button for.”
4.9
What we are aiming for
You photograph it in Telegram, or upload it on the site. An AI model reads the image — store, address, date, every line item with its own price, the VAT, the payment method, the last four digits of the card. It comes back as a full preview you can correct before anything is saved. Totals that do not add up, and dates in the wrong year, are caught and flagged rather than filed quietly.
There is a free tier that covers everyday tracking: transactions, accounts, budgets, categories, and the Telegram bot. The paid tiers add the AI-heavy work — receipt reading at volume, the advisor briefings, the reward trip search, tax export and multi-person households.
Seventeen: English, Persian, French, German, Arabic, Turkish, Dutch, Italian, Spanish, Portuguese, Russian, Chinese, Korean, Hindi, Swedish, Danish and Greek. The interface, the bot's replies, the reports and the AI's own writing all follow the language you pick. Digits stay Latin in every one of them, which is deliberate — mixed numerals in a financial figure are how mistakes get read.
They are two windows onto one database. A category you invent in Telegram appears in every picker on the site; a fixed payment you edit on the site is what the bot reminds you about tonight. Neither surface keeps a private copy, so there is nothing to sync and nothing to fall out of step.
It is yours. Everything sits in one Postgres database with row-level security on every table, reachable only through the authenticated API — never from a browser directly. Receipt photographs are served as bytes behind your own login, not from a public URL. Nothing is sold, and nothing is used to train anyone's model.
Yes. Every amount is stored exactly, in its own currency, with that currency's own number of decimal places — so a Japanese yen figure is not silently given two. Reports convert to your main currency, and say that they have.
A break you have actually earned. Over a window you choose — one, two or three months — ShahLUX works out what you brought in minus what you spent, takes a share of it that you set, caps it at half of what your accounts really hold, and then searches the live web for three-day trips that fit inside that number, with real fares and the pages it found them on. A bad two months produces no suggestion at all, which is the point.
No. ShahLUX works entirely from what you tell it — a photograph, a voice note, a typed line — which is why it works in countries where bank aggregation does not. You can record account balances by hand if you want the net-worth view and the reward cap, but nothing requires it.
Through Stripe, with a card, Apple Pay, Google Pay, Link, Klarna or Bancontact — whatever your device and country support appears automatically. Everything is charged in euro and settles in euro, so there is never a currency surprise. Card details never touch ShahLUX; changing the card, switching plan, cancelling and downloading invoices all happen in Stripe's own portal.
A six-digit code that lives for sixty seconds. Ask the site for one and send it to the bot as /link 123456, or ask the bot for one and type it on the site — either direction works. The code is single use, dies after five wrong guesses, and both ends refuse to attach a Telegram account that already belongs to somebody else.